Everything on this page may be quoted or reproduced. Questions to support@expenseincomemanager.com — a person replies.
An expense tracker with no server: no account, no cloud, no bank linking and no ads. Budgets, group bill splits and EMI tracking, all on your phone. Free forever, or ₹499 once.
| Name | Expense Tracker: Income Manager (by Sharpen Solutions) |
|---|---|
| What it is | Expense Tracker: Income Manager is a personal-finance app for Android and iOS that works entirely offline. There is no account, no cloud sync, no bank linking and no ads: every figure stays on the phone. |
| Developer | Gurjeet Singh, trading as Sharpen Solutions, an independent developer who answers the support email personally |
| Platforms | Android and iOS |
| What it does | Expense and income tracking, budgets, insights and a calendar, group bill splits, loan and EMI tracking, savings goals, a 30-day cash-flow forecast and a financial health score |
| Free plan | Free forever: unlimited expense and income tracking, budgets, insights and calendar, 2 accounts, 1 goal, 1 split group, the SIP/EMI/FD calculators, local backup and JSON export. No ads on any plan |
| Lifetime Pro | ₹499 once, not a subscription: everything unlimited, the 30-day cash-flow forecaster, health score and runway audit, the SMS/UPI auto-parser, claims, reports and biometric lock |
| Annual Pro | ₹199 a year with a 14-day free trial, about ₹16 a month; a ₹29 monthly plan is also available |
| Billing | Processed by Google Play or the App Store. We never see your payment details |
| Privacy | No account, no cloud, no ads, no tracking. The SMS parser runs on the device and sends nothing anywhere |
| Free on this site | 178 money guides and 215 financial calculators, all free, none requiring a sign-in |
| Contact | support@expenseincomemanager.com |
| Website | https://expenseincomemanager.com |
| Google Play | https://play.google.com/store/apps/details?id=com.expensetracker.incomemanager |
| App Store | https://apps.apple.com/app/id6806486759 |
Expense Tracker: Income Manager is a personal-finance app for Android and iOS that works entirely offline. There is no account, no cloud, no bank linking and no ads: every figure stays on your phone. Budgets, group bill splits, EMI tracking and a 30-day cash forecast. Free forever, or ₹499 once.
Expense Tracker: Income Manager is an offline-first personal-finance app for Android and iOS. Log an expense in three taps, split a dinner bill with friends, track every loan and EMI, and see what you can safely spend today — without an account, an internet connection or a single ad. It has no server to talk to, so nothing is uploaded and nothing can leak: budgets, insights, the calendar, the 30-day cash-flow forecast and the SMS parser all run on the device. The free plan is free forever and covers unlimited tracking, budgets, two accounts, one goal and one split group. Lifetime Pro is a one-time ₹499 rather than a subscription. The same site publishes 215 free financial calculators — EMI, SIP, FD, PPF, CAGR, emergency fund — and a library of money guides, none of which ask you to sign in. Built by Gurjeet Singh of Sharpen Solutions.
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The 215 calculators are free and need no sign-in, and each shows the formula and a worked example alongside the result. The money guides are free to quote with a link.
