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Goodbudget vs Expense Tracker

Facts checked on 2026-09-19 from the live store listings and websites listed under Sources. Store prices are the India storefront labels exactly as shown. We make Expense Tracker, so read this as the maker's comparison — the places where Goodbudget is better are listed first.

The short answer

Goodbudget is excellent if you and a partner want to run envelope budgets together across devices. In India its bank sync does not apply and Premium is priced in dollars, so Expense Tracker is the cheaper offline option for a single user who wants budgets plus EMIs and splits.

Side by side

Goodbudget: Budget & FinanceExpense Tracker: Income Manager
DeveloperDayspring Partners (Dayspring Technologies, Inc. on the App Store)[1][2]Sharpen Solutions (Gurjeet Singh), independent developer[3][4]
PlatformsAndroid, iPhone and web[1][2]Android and iOS. No web or desktop app[3][4]
Free versionFree forever: 10 regular + 10 more envelopes, 1 account, 2 devices, 1 year of history[5]Unlimited income and expense entries; 2 accounts, 2 category budgets, 1 savings goal, 1 loan/EMI, 1 split group, 2 custom categories, 2 recurring bills, 1 trip budget. No time limit
Paid plansPremium $10/month or $80/year (website, USD): unlimited envelopes and accounts, 5 devices, 7 years of history. Google Play India: ₹70.00 – ₹6,200.00 per item[5][1]Pro: ₹29 a month, ₹299 a year (14-day free trial) or ₹699 once for lifetime. Google Play India lists in-app purchases at ₹30.00 – ₹700.00 per item[3]
Automatic bank syncPremium only, and "US banks only"[5]No. There is no bank connection of any kind. Pro can import a bank-statement CSV file
SMS-based auto-trackingNot publishedDoes not read your SMS inbox (no SMS permission). Pro can parse a bank SMS or UPI message you copy or paste, on the phone
Account / sign-inYes — you create an account; data is backed up to Goodbudget's website[5][1]None. No sign-up, no login
Ads in the free versionAd-free, and no "Contains ads" label on Google Play[1]No ads on any plan[3]
Backup & syncCloud, shared across devices and the web[1][2]Manual: JSON backup and restore, CSV export of transactions. No cloud sync between devices
Google Play installs10L+[1]100+[3]

"Not published" means we could not find the fact on the developer's own listing or website on 2026-09-19. It does not mean the feature is missing. Our own facts come from the app's source code; entries without a citation are from there.

Where Goodbudget is the better choice

Where Expense Tracker is the better choice

If you switch

Export your history from Goodbudget first and keep the file. Expense Tracker starts empty: there is no importer built for Goodbudget's backup format. The Pro CSV import is designed for bank-statement exports; a spreadsheet from another app may work if it has date, description and amount columns, but we have not tested Goodbudget's export. Most people simply start fresh on the 1st of a month and keep the old app for reference.

Questions

Is Goodbudget free?

Yes. The free plan has 10 regular and 10 more envelopes, 1 account, 2 devices and 1 year of history. Premium is $10 a month or $80 a year (checked 19 September 2026).

Does Goodbudget work with Indian banks?

Its automatic bank sync is listed as US banks only and is a Premium feature. In India you enter transactions manually or import QFX/OFX statement files on the website.

Can I do envelope budgeting in Expense Tracker?

Partly. Category budgets with alerts work like envelopes (2 on the free plan, unlimited on Pro), but there is no envelope-funding workflow or household sync as in Goodbudget.

Other comparisons

Money Manager (Realbyte) vs Expense Tracker · Walnut (now axio) vs Expense Tracker · Spendee vs Expense Tracker · Wallet by BudgetBakers vs Expense Tracker · Monefy vs Expense Tracker · All comparisons

Expense Tracker: Income Manager is free on Android and iOS, with no account and no ads. See what it does or read what an expense and income manager should do.

Sources

  1. https://play.google.com/store/apps/details?id=com.dayspringtech.envelopes&hl=en_IN&gl=IN
  2. https://apps.apple.com/in/app/goodbudget-budget-planner/id471112395
  3. https://play.google.com/store/apps/details?id=com.expensetracker.incomemanager&referrer=utm_source%3Dwebsite%26utm_medium%3Dreferral%26utm_campaign%3Dcompare&hl=en_IN&gl=IN
  4. https://apps.apple.com/in/app/expense-tracker-income-manager/id6806486759
  5. https://goodbudget.com/signup