Facts checked on 2026-09-19 from the live store listings and websites listed under Sources. Store prices are the India storefront labels exactly as shown. We make Expense Tracker, so read this as the maker's comparison — the places where Monefy is better are listed first.
Monefy and Expense Tracker share the same idea — manual entry, no bank login. Choose Monefy for the quickest possible logging and Drive/Dropbox sync; choose Expense Tracker if you also want bill splits, EMIs, goals and a forecast at a lower rupee price.
| Monefy - Budget & Expenses app | Expense Tracker: Income Manager | |
|---|---|---|
| Developer | Reflective Technologies (Reflective Technologies ApS on the App Store)[1][2] | Sharpen Solutions (Gurjeet Singh), independent developer[3][4] |
| Platforms | Android and iOS (iPhone only on the App Store). Web or desktop: not published[1][2][5] | Android and iOS. No web or desktop app[3][4] |
| Free version | Free to use; the paid upgrade "unlocks unlimited accounts, recurring transactions, advanced filters". Free limits are not published as numbers[5] | Unlimited income and expense entries; 2 accounts, 2 category budgets, 1 savings goal, 1 loan/EMI, 1 split group, 2 custom categories, 2 recurring bills, 1 trip budget. No time limit |
| Paid plans | Google Play India: ₹149.00 – ₹3,900.00 per item. App Store India: Monefy Premium ₹3,599 and ₹5,900[1][2] | Pro: ₹29 a month, ₹299 a year (14-day free trial) or ₹699 once for lifetime. Google Play India lists in-app purchases at ₹30.00 – ₹700.00 per item[3] |
| Automatic bank sync | No — "no bank login required"; manual statement import is offered[5] | No. There is no bank connection of any kind. Pro can import a bank-statement CSV file |
| SMS-based auto-tracking | Not published | Does not read your SMS inbox (no SMS permission). Pro can parse a bank SMS or UPI message you copy or paste, on the phone |
| Account / sign-in | Not published | None. No sign-up, no login |
| Ads in the free version | No "Contains ads" label on Google Play[1] | No ads on any plan[3] |
| Backup & sync | Sync through your own Google Drive or Dropbox; one-click backup and export[1] | Manual: JSON backup and restore, CSV export of transactions. No cloud sync between devices |
| Google Play installs | 1Cr+[1] | 100+[3] |
"Not published" means we could not find the fact on the developer's own listing or website on 2026-09-19. It does not mean the feature is missing. Our own facts come from the app's source code; entries without a citation are from there.
Export your history from Monefy first and keep the file. Expense Tracker starts empty: there is no importer built for Monefy's backup format. The Pro CSV import is designed for bank-statement exports; a spreadsheet from another app may work if it has date, description and amount columns, but we have not tested Monefy's export. Most people simply start fresh on the 1st of a month and keep the old app for reference.
No. Monefy says no bank login is required and offers manual statement import instead. Expense Tracker also has no bank connection.
Yes, through your own Google Drive or Dropbox account. Expense Tracker does not sync; you move data with a JSON backup file.
Google Play India lists in-app purchases from ₹149 to ₹3,900 per item, and the India App Store lists Monefy Premium at ₹3,599 and ₹5,900 (checked 19 September 2026).
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Expense Tracker: Income Manager is free on Android and iOS, with no account and no ads. See what it does or read what an expense and income manager should do.